Financing to Start or Grow Your Business
- Incentive Website
- Incentive Status: Active
- Application Due Date: Ongoing
- Program Duration: Open on-going
- Available Funds: Loans Guarantee up to $5 Million
- Total Allocation: in the Millions
General Small Business Loans, 7(a) Loan you can use the loan proceeds to help finance a large variety of business purposes:
•To establish a new business or assist in the acquisition, operation or expansion of an existing business.
•To provide long-term working capital to use to pay operational expenses, accounts payable and/or to purchase inventory.
•To purchase equipment, machinery, furniture, fixtures, supplies or materials.
•To purchase real estate, including land and buildings.
•To construct a new building or renovate an existing building.
•To refinance existing business debt, under certain conditions.
SBA Micro Loans :The Microloan program provides loans from $5,000 up to $50,000 to help small businesses and certain not-for-profit childcare centers start up and expand. The average microloan is about $13,000. The U.S. Small Business Administration provides funds to specially designated intermediary lenders, which are nonprofit community-based organizations with experience in lending as well as management and technical assistance. These intermediaries administer the Microloan program for eligible borrowers.
Real Estate & Equipment Loans: CDC/(504) Real Estate & Large Equipment Loans, These loans can be used for:
•The purchase of land, including existing buildings.
•The purchase of improvements, including grading, street improvements, utilities, parking lots and landscaping.
•The construction of new facilities or modernizing, renovating or converting existing facilities.
•The purchase of long-term machinery and equipment.
Disaster Loan: SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a Declared Disasters: real estate, personal property, machinery and equipment, and inventory and business assets.
- Agriculture and Forestry
- Air Quality and Climate
- Business and Commerce
- Commercial Real Estate
- Community Development and Land Use
- Consumer Protection
- Disaster Prevention and Relief
- Employment and Labor and Training
- Film and Television
- Financial Services
- Food and Nutrition
- Green Business
- Green House Gas Emission Reduction
- Health Care
- Land Conservation
- Research and Development
- Waste Management
- Applicable Regions:
- Yuba County
- Yuba City
- Yolo County
- West Sacramento
- Sutter County
- South Lake Tahoe
- Siskiyou County
- Sierra County
- Shasta Lake
- Shasta County
- San Joaquin
- San Joaquin County
- Sacramento County
- Red Bluff
- Rancho Cordova
- Plumas County
- Placer County
- Nevada County
- Nevada City
- Modoc County
- Live Oak
- Lassen County
- Lake County
- Grass Valley
- Glenn County
- Elk Grove
- El Dorado County
- Citrus Heights
- Butte County
- Alpine County
- Amador City
- Amador County
- Angels Camp
Do I Qualify?
How to Apply
Click links below to see how to applyApply Now
When applying for the SBA General Business Loan 7(a), click here to learn about applicable fees & interest
When applying for the SBA Real Estate & Equipment CDC/504, click here to learn about applicable fees & interest
When applying for the SBA Micro Loan, click here to learn about applicable fees & interest
To learn more about the SBA Disaster Loan Program: Please contact our Customer Service Center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail firstname.lastname@example.org
For more information visit our website or call 916-735-1722. You can send us an email using form below.